{"id":3405,"date":"2024-01-03T10:49:13","date_gmt":"2024-01-03T15:49:13","guid":{"rendered":"https:\/\/ayudayformacion.site\/?p=3405"},"modified":"2024-02-09T09:37:25","modified_gmt":"2024-02-09T14:37:25","slug":"credito-infonavit","status":"publish","type":"post","link":"https:\/\/ayudayformacion.site\/credito-infonavit\/","title":{"rendered":"Cr\u00e9dito Infonavit"},"content":{"rendered":"

El cr\u00e9dito INFONAVIT<\/strong> es un recurso fundamental para miles de trabajadores en M\u00e9xico que desean adquirir una vivienda<\/strong> propia<\/strong>\ud83c\udfe0<\/strong>.<\/p>\n

En esta gu\u00eda, te proporcionaremos informaci\u00f3n<\/strong> clave<\/strong> sobre los beneficios de este cr\u00e9dito, los requisitos necesarios para acceder a \u00e9l, c\u00f3mo<\/strong> solicitarlo<\/strong> y qu\u00e9 pasos seguir para reclamar tu pr\u00e9stamo. Adem\u00e1s, aprender\u00e1s sobre la aprobaci\u00f3n de los cr\u00e9ditos y c\u00f3mo se calcula el monto que puedes obtener.<\/p>\n

Beneficios del Cr\u00e9dito INFONAVIT\ud83c\udfe0\u200b<\/strong><\/h2>\n

El cr\u00e9dito INFONAVIT ofrece a los trabajadores la oportunidad de adquirir una vivienda<\/strong> propia<\/strong>, ya sea comprando una vivienda existente, construyendo en un terreno propio<\/strong> o mejorando su vivienda actual.<\/p>\n

Esto brinda seguridad patrimonial y contribuye al bienestar de las familias. Adem\u00e1s, fomenta la inversi\u00f3n en la vivienda y el desarrollo<\/strong> urbano<\/strong>, generando empleo en la industria de la construcci\u00f3n y sectores relacionados.<\/p>\n

Requisitos para Acceder al Cr\u00e9dito INFONAVIT\ud83d\udcdd<\/strong><\/h2>\n

Para obtener un cr\u00e9dito INFONAVIT, debes:<\/p>\n

\u2705Ser trabajador afiliado al INFONAVIT<\/strong>.<\/p>\n

\u2705Contar con un historial de trabajo y cotizaciones<\/strong>.<\/p>\n

\u2705Cumplir con un per\u00edodo m\u00ednimo de cotizaci\u00f3n.<\/p>\n

\u2705Realizar una pre-calificaci\u00f3n en el sitio web del INFONAVIT.<\/p>\n

\u2705Seleccionar una vivienda que se ajuste a tu presupuesto.<\/p>\n

C\u00f3mo Reclamar tu Pr\u00e9stamo del Cr\u00e9dito INFONAVIT<\/strong><\/h2>\n

Si est\u00e1s interesado en obtener un pr\u00e9stamo a trav\u00e9s del cr\u00e9dito INFONAVIT<\/strong>, sigue estos pasos para lograrlo: primero, verifica si eres elegible; despu\u00e9s, comprueba tu puntaje INFONAVIT y determina tus necesidades crediticias.<\/p>\n

A continuaci\u00f3n, realiza una pre-calificaci\u00f3n, busca una vivienda o proyecto que se ajuste a tus requerimientos, e inicia el proceso de solicitud de pr\u00e9stamo. Tu solicitud ser\u00e1 sometida a evaluaci\u00f3n y, si es aprobada, deber\u00e1s firmar un contrato<\/strong> de cr\u00e9dito<\/strong>. Finalmente, podr\u00e1s comenzar a pagar las mensualidades correspondientes al pr\u00e9stamo.<\/p>\n

Aprobaci\u00f3n de los Cr\u00e9ditos INFONAVIT\ud83e\udeaa\u200b<\/strong><\/h2>\n

El monto del cr\u00e9dito INFONAVIT se divide en dos partes: el 70% proporcionado<\/span> <\/strong>por el banco afiliado al INFONAVIT y el 30% por el propio INFONAVIT<\/strong><\/span>. El monto total se paga en mensualidades fijas a lo largo del plazo del cr\u00e9dito.<\/p>\n

Adem\u00e1s, es importante conocer que el n\u00famero de puntos acumulados en tu cuenta INFONAVIT determina tu elegibilidad y el monto del cr\u00e9dito que puedes obtener. Se recomienda tener al menos 1,080 puntos para tramitar<\/strong><\/span> el cr\u00e9dito con \u00e9xito.<\/p>\n

Con esta gu\u00eda, estar\u00e1s mejor preparado para aprovechar los beneficios del cr\u00e9dito INFONAVIT<\/strong> y dar el paso hacia la adquisici\u00f3n de tu vivienda propia en M\u00e9xico. \u00a1Tu sue\u00f1o de tener un hogar est\u00e1 m\u00e1s cerca de hacerse realidad!<\/p>\n

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